Rumson Homes with Finished Basement

Rumson Homes with Finished Basement

Welcome to Rumson, New Jersey – a picturesque gem nestled in Monmouth County that seamlessly blends small-town charm with coastal elegance. Known for its stunning waterfront views along the Shrewsbury River, Rumson boasts a rich history and a vibrant community atmosphere. With tree-lined streets, beautiful parks, and a close-knit community, it’s no wonder that families and professionals alike are drawn to this idyllic locale.

Rumson is not only celebrated for its serene surroundings but also for its remarkable real estate offerings. Among these, homes with finished basements stand out as a highly desirable feature. These versatile spaces can serve as cozy entertainment areas, home offices, or even additional guest suites, providing the perfect blend of functionality and comfort. Imagine hosting movie nights with friends or creating a personal gym in the privacy of your own home – the possibilities are endless!

The real estate market in Rumson is diverse, with charming colonial homes, modern builds, and sprawling estates, all designed to cater to various lifestyles and preferences. With its proximity to the beautiful beaches of the Jersey Shore and convenient access to New York City, Rumson strikes the perfect balance between tranquil living and urban convenience.

Whether you’re looking to settle down in a family-friendly neighborhood or seeking a peaceful retreat with luxurious amenities, Rumson’s homes with finished basements offer the ideal solution. Discover the charm and elegance of Rumson – your dream home awaits in this enchanting town!

Newest Rumson Homes with Finished Basement

58 Avenue Of Two Rivers, Rumson
$3,199,999
5 Beds ⋅ 5 Baths
New custom construction by Kelly Builders in Rumson, this five-bedroom, four-and-a-half-bath home blends classic coastal shingle-style architecture with an open floor plan. Designed by Anthony M. Condouris, the home offers approximately 2,890 square feet above grade plus a finished lower level. A covered front porch with tapered columns, layered gables and a striking bay tower set the tone. The kitchen pairs white Shaker cabinetry with a walnut-stained island and quartz countertops. A walk-in pantry and wet bar with a hammered copper sink make entertaining easy. The kitchen opens to a dining area with windows on three sides and a family room with a fireplace and direct access to the covered rear porch. A private den, side-entry mudroom and powder room round out the first floor. Upstairs, the master suite features a generous walk-in closet and a bath with a double vanity and a walk-in shower with a built-in bench. Three additional bedrooms, including one with a private bath, and a conveniently located laundry room complete the second floor. The finished lower level adds a fifth bedroom, full bath, recreation room, separate office and dedicated wine room.

58 Avenue Of Two Rivers, Rumson

Listing courtesy of O'Brien Realty, LLC. Contact:

18 Sheraton Lane, Rumson
$5,950,000
7 Beds ⋅ 7 Baths
A true Rumson estate, set on 1.5 private acres atop one of the town's most coveted cul-de-sacs. This European-inspired brick colonial offers over 10,000 sq ft of exceptional craftsmanship, featuring 7 bedrooms, 7 bathrooms, French casement windows, a slate roof, 10-foot ceilings, mahogany floors, a four-person elevator, and a full-house generator. The beautifully renovated gourmet kitchen is outfitted with top-tier appliances, while the expansive lower level boasts one of NJ's finest wine cellars with tasting rooms, a media room convertible to a basketball court, a fireplace, and a full catering kitchen. All within walking distance to schools, parks, and downtown, and minutes to the NYC Fast Ferry.

18 Sheraton Lane, Rumson

Listing courtesy of O'Brien Realty, LLC. Contact:

34 Avenue Of Two Rivers, Rumson
$2,199,000
4 Beds ⋅ 3 Baths
River views and a wraparound porch on Avenue of Two Rivers. This 4 bed, 2.5 bath Center Hall Colonial blends classic shore style with in town Rumson living, walk or bike to school, restaurants and shops, with the beach and boat ramp one street away. Hardwood floors run through an open floor plan where the eat in kitchen, with a center island, stainless appliances, gas range and custom banquette, flows into the family room and gas fireplace. Wainscoting throughout, the home office with French doors, a mudroom and a laundry room add everyday function. The primary suite has a walk in closet and a bath with double vanity, and walk in shower. A finished basement adds flexible space. The professionally landscaped, fenced backyard features a new pergola, fire pit and irrigation, plus a detached 2.5 car garage and whole home generator. Exterior repainted and porch restained in 2026. Welcome to Coastal Colonial living in the heart of Rumson.

34 Avenue Of Two Rivers, Rumson

Listing courtesy of Prive Haus LLC. Contact:

24 Circle Drive, Rumson
$4,300,000
6 Beds ⋅ 7 Baths
A Magnificent Rumson Home Designed for Living & Entertaining. Set within one of Rumson's most welcoming neighborhoods, this exceptional home offers an enviable lifestyle where gracious living, sophisticated entertaining, and a true sense of community come together. The beautifully designed floor plan offers an abundance of versatile spaces, beginning with an expansive kitchen that opens to a spectacular Great Room with a soaring vaulted ceiling and fireplace. The first level features 2 bedrooms and 2.5 baths ideal for an au pair or guests, plus an inviting family room with a fireplace. Upstairs, four spacious bedrooms include a stunning primary suite with luxurious bath. The finished lower level adds a full bath with sauna. Outdoors, a private resort-like setting awaits with mature landscaping, saltwater pool and spa, expansive patio, and outdoor kitchen, creating the ultimate backdrop for summer entertaining. Brand-new roof and Hardie® plank siding add to the home's appeal. A rare opportunity to enjoy the quintessential Rumson lifestyle in a truly special setting. Seller Financing Options Available. Call Today!

24 Circle Drive, Rumson

Listing courtesy of Compass New Jersey LLC. Contact: 732-213-6640
8 Tennis Court Lane, Rumson
$5,900,000
7 Beds ⋅ 7 Baths
An exceptional new chapter in Rumson luxury is about to unfold. Introducing 8 Tennis Court Lane, a rare opportunity to be part of one of the most anticipated new, highly custom residential communities in Rumson. Perfectly set on 1.12 acres, this brand new residence will be built by Atlantic Builders, w/ timeless architecture, elevated finishes, and thoughtful design throughout. Offering over 8,000 sq feet of living space (inc a fully fin lower level, the home features 7 beds. 6.5 baths, w/ generous spaces designed for both everyday living and effortless entertaining. A distinctive cedar roof, 3-car attached garage, expansive interiors, and carefully selected finishes create a sophisticated yet inviting residence, while the finished basement provides endless possibilities for recreation, media, fitness, guests, or a private retreat. Beyond the home itself, the setting is a defining feature. Rumson offers an enviable Jersey Shore Lifestyle, w/ beautiful beaches and clubs, sought-after schools, and a charming residential character, all within easy walking and biking distance; just over the nearby bridge from the high speed ferry commute to NYC! Red hot Red Bank adds an energetic mix of acclaimed restaurants, boutiques, cafes, and entertainment, while the surrounding communities offer some of Monmouth County's most sought after dining and shopping. With its gorgeous acreage, substantial scale, quality construction, and exceptional location w/ ocean breezes and waves crashing in the near-distance, 8 Tennis Court Lane represents a rare opportunity to own brand new construction in one of Rumson's most exciting new communities. A DISTINCTIVE HOME. AN EXTRAORDINARY SETTING. A COVETED RUMSON ADDRESS

8 Tennis Court Lane, Rumson

Listing courtesy of O'Brien Realty, LLC. Contact:

68 Washington Street, Rumson
$2,850,000
5 Beds ⋅ 6 Baths
Currently under construction with an anticipated delivery Jan. 2027, this 5 bedroom, 5.5 bath Rumson home offers luxury, comfort and Rumson village living. Down the street from the Navesink River, it features gracious 9'ceilings throughout, solid-core doors, full fin. lower level and a walk-up 3rd level with full bath. The open concept kitchen has custom cabinetry, large center island and a walk-in pantry. It flows seamlessly into the dining area. A long driveway leads to a detached garage with abundant parking that is increasingly difficult to find in village living. This sophisticated new home brings refined craftsmanship, generous living spaces and an enviable walking location to Rumson village with its convenience and waterfront recreation. Great room has 2 French doors leading to a covered back porch with bluestone flooring.

68 Washington Street, Rumson

Listing courtesy of Heritage House Sotheby's International Realty. Contact:

22 Rosalie Avenue, Rumson
$3,495,000
5 Beds ⋅ 5 Baths
Exceptional New Construction seashore Colonial by Vesta Landmark Builders offers the perfect blend of classic design, modern luxury, and exceptional craftsmanship in Rumson. With 4,300+ sq ft of living space the home includes 5 bedrooms and 4.5 bathrooms designed for comfortable, elevated living. The gourmet kitchen features Thermador appliances and high-end finishes, seamlessly connecting to the main living spaces. A finished basement provides a gym, playroom, game room, and full bath. The inviting front porch adds charm, while a walk-up third level offers additional living space. Located steps from the river, parks, top-rated schools, and downtown Rumson--and just a short bike ride to the beach--this home delivers unmatched coastal lifestyle. Completion expected Feb/March 2027.

22 Rosalie Avenue, Rumson

Listing courtesy of Serhant New Jersey LLC. Contact:

35 Rumson Road, Rumson
$4,200,000
5 Beds ⋅ 6 Baths
Brand-New Construction Just Minutes from Sea Bright Beaches!! Welcome to this stunning, brand-new seashore Colonial by Atlantic Builders, ideally located at 35 Rumson Road and just minutes from the beautiful beaches of Sea Bright. Set on a generous 55' x 250' lot backing up to the sought-after West Park neighborhood, this Hamptons-inspired residence combines timeless coastal elegance with modern luxury. The home features an open, thoughtfully designed floor plan and impressive 10-foot ceilings on the first floor. The gourmet kitchen has a large center island, custom cabinetry, and high-end appliances. The adjoining family room features beautiful oak-finished beams and a fireplace, creating a warm and inviting gathering space. The first floor also includes a study/living room, formal dining room, private office, and a charming screened-in porch--perfect for enjoying the outdoors in comfort. Upstairs, you'll find 5 spacious bedrooms and 4 full bathrooms. The luxurious primary suite features vaulted ceilings, a large walk-in closet, and a beautifully appointed spa-like bathroom.The full basement adds approximately 1,200 square feet of finished living space. Covered bluestone patio extends the living space outdoors, providing the perfect setting for relaxing and entertaining throughout the seasons. There is still time to customize select finishes and make this exceptional new construction truly your own.

35 Rumson Road, Rumson

Listing courtesy of O'Brien Realty, LLC. Contact:

8 Black Point Horseshoe Street, Rumson
$5,395,000
5 Beds ⋅ 6 Baths
Welcome to one of Rumson's most coveted neighborhoods. Set on a private 1.38-acre lot-this residence is defined by craftsmanship and refined living. This meticulously built home blends timeless detail with modern luxury. Featuring 5+ bedrooms, 4 full and 2 half baths, 23 zones of radiant heat, imported stone and a thoughtful layout for both grand entertaining and everyday comfort. Light filled interiors lead to a chef's kitchen appointed with a 48'' Viking range, Sub zero refrigeration, multiple ovens, two dishwashers and a spacious breakfast area with panoramic views. The kitchen flows to a grand family room with 14' vaulted ceilings and French doors opening to the beautifully landscaped grounds. The main level also includes an elegant formal dining room, office and flexible living spaces defined by exceptional millwork and custom detailing. The primary suite is a private retreat with vaulted ceilings, a gas fireplace, sitting area, dual walk-in closets and a spa inspired bath. Four additional generously sized bedrooms feature custom closets and renovated bathrooms. The finished lower level provides versatile space for media, gym, guest or cabana use, plus a full bar, abundant storage and direct access to the oversized 3-car garage. Outdoor living is resort-style with a heated saltwater pool and spa, fully equipped outdoor kitchen and dining area with retractable awning, pergola lounge and regulation size pickleball court--all set within lush, private landscaping. Minutes from beaches, dining and top schools, with easy NYC access via NJ Transit or SeaStreak ferry, this home offers an ideal blend of coastal setting and everyday accessibility.

8 Black Point Horseshoe Street, Rumson

Listing courtesy of Douglas Elliman of NJ LLC. Contact:

Start Your Search

How much is your home worth?

Get instant property value now!